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Anarkul's Group
In this Group: Anarkul , Shayirgul , Gulushkan, Elenora
Anarkul U. is the leader of this group. She is 49 and married to a farmer. The family has three children: the eldest of them is working and the rest are school pupils. The family is engaged in cattle breeding. They are keeping cows and bulls and they make some profit selling dairy products. This business has been running for 10 years. During this time, Anarkul’s family has managed to obtain a house. With this loan, she wants to purchase a cow to raise and to further increase profits from selling dairy products. In the future, the family wishes to buy a house in Tokmok city and then to open their own milk factory.

Shayirgul T., 30, is divorced. She has to bring up her kindergarten-going daughter alone. This mother raises money by selling fruits (apples, pears, peaches and grapes). She started her business 2 years ago, following her friend’s advice. The purpose of her loan is to increase the circulation of her commodities. In the future, Shayirgul intends to purchase a big house and then to open her own shop.

Gulushkan A. is the group’s treasurer. She is 39, a widow. She takes care of two daughters: the elder one is a schoolgirl and the younger one takes preparatory lessons. This mother makes her living by working in a private lavatory. Out of her earnings, she has managed to widen her house and build an outhouse. The purpose of her loan is to purchase hardware in order to finish her house repairs. Gulushkan is aiming to give proper education to her daughters and also to open a trade outlet for selling foodstuffs.

Elenora A., 26, is married. Her spouse raises money by working in a construction organization. The family is engaged in cattle breeding and sells meat products. With five years of working hard, they have managed to purchase a house and two cows. Elenora hopes to get a loan in order to buy a cow to sell dairy products. In the future, she is planning to obtain a flat in Bishkek city, then to increase her cattle stock.


Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). Mol Bulak is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - Mol Bulak Finance at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 76
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 46.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Anarkul's Group's $1,425 loan helped a member to purchase a cow.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 8, 2010
Oct 17, 2010
Currency Exchange Loss:
Feb 15, 2011