Mrs. San T. is a married woman, aged 35, and she and her husband have four lovely children. Three of them are single, and one is married. Mrs. San T. is a local farmer and plate-seller in front of her house. The most of her customers are retailers at her local market. She has a life partner in her husband who has a motorcycle to run a taxi service, picking up tourists who want to visit Angkor Wat Temple, or anywhere else in town.
This family normally earns an average of US$ 7 per day to help cover their family’s daily living expenses. Presently, she is concerned that her husband's motorbike is getting old and breaks down very often. This has caused frequent interruptions to her husband's operations. Therefore, Mrs. San T. would like a loan of US$ 1200 to buy a used motorbike for her husband’s business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.