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Nancy Leticia
Nancy, 41, lives in a canton called Playas one of Ecuador’s tourist destinations with a wide range of seafood. She does computer jobs at home and rents her computer to people in the area as a source of extra income.

To help her husband meet their three children’s expenses she did a study in her neighborhood to see what folks in the area needed and she discovered that what they wanted was someplace to do research on the Internet. She decided to buy a computer and provide computer services and to rent computer time. Little by little she was able to add a printer to print out the assignments.

She is currently open for business from 2pm to 6:30pm because that’s the time her children are in school and she has time to take care of customers. She charges $0.50 per hour of Internet time, printing research costs $1.00. With the time she’s been in business she’s been able to buy a cell phone recharging base as still another source of income.

She wants to use the loan to buy another computer to provide improved customer service and earn more income. In the future she’d like to have an Internet café in her house to provide better economic opportunity for her children.
View original language description ↓
Nancy de 41 años, vive en un cantón llamado Playas uno de los lugares turísticos del Ecuador con una diversa dimensión de mariscos. Ella hace trabajos de computación en su casa y alquila la computadora a las personas del sector donde vive para tener mas ingresos.

Para ayudar a su esposo con los gastos de sus tres hijos ella comenzó a ser un estudio en su barrio de la necesidad de las personas del sector y vio que ellos buscaban lugares para hacer investigaciones por Internet. Decidió comprar una computadora y dar los servicios de computación y alquilarla poco a poco pudo comprar una impresora para imprimir los trabajos. En la actualidad ella trabaja desde las 14h00pm hasta las 18h30pm porque a esa hora sus hijos están en la escuela y ella tiene tiempo para atender a sus clientes. La hora de Internet la da a $ 0.50, las impresiones con investigaciones a $ 1.00. Con el tiempo que tiene haciendo trabajos ha podido comprar un dispositivo de recargas celulares para tener otro ingreso adicional.

Con el préstamo quiere comprar una computadora para dar un mejor servicio a sus clientes y tener mas ingresos. En el futuro quiere tener un Cyber en su casa y darle mas oportunidad económica a sus hijos.







Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nancy Leticia to buy a computer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 13, 2010
Listed
Oct 18, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 27, 2011