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Nueva Esperanza 3 Group
In this Group: Juliana, Juliana , Felipa Rosalinda , Aura Elizabeth , Verónica Anastacia , Eufemia , Olivia , Agapita , Demetria , Hermelinda , Santiago , Yesenia Elvira , Elvia Leticia , Santos Adelaida , Rosa Etelvina , Feliciana
Juliana is 35 years old, married, and has three sons and two daughters. Juliana, who is financially supporting her family, works raising animals such as pigs and chickens, and has been doing this for more than 10 years. Juliana realized that she needed to buy more animals in order to continue breeding them and so to obtain money from selling them when they are grown. But she also gets income from selling the eggs from her chickens to her friends and neighbors in her community. She wants to improve her sales and increase her income a little, so she joined-up with some friends that she has known for more than 10 years to create a micro-loan group. They have been working together for six months, and they have already paid back their second loan. She used this to support not just her family but also the people of her community. Each of the women in the group has a different business such as: selling fruits, raising livestock, selling clothes, and selling tools, among others.
View original language description ↓
Doña Juliana P. O., D. treinta y cinco años D. edad, es una señora casada, tiene tres hijos y dos hijas, Doña Juliana, trata D. apoyar económicamente a su familia, se dedica a la crianza D. animales tales como cerdos y gallinas, actividad que ha venido realizando desD. hace más D. 10 años, doña Juliana se dio cuenta que necesitaba comprar más animales para seguir criando y así poD. obtener dinero vendiendo sus animales cuando ya sean granD., pero ella aprovecha sus ganancias vendiendo huevos D. sus gallinas, esta venta lo realiza con sus amigas y vecinas D. su comunidad, por esa razón ella quiere, mejorar las ventas y así obtener un poco mas D. ganancias, por lo cual ella reunió a algunas amigas que conocía desD. hace mas D. 10 años para poder conformar un grupo ya que, mencionado ya viene trabajando desD. hace seis meses, el cual ellas ya, han recibido D. nuevo el segundo crédito, por el cual, ella sigue apoyando, no solo a su familia si no que también a las personas D. su aldea, el cual cada una D. las señoras se dedican a diferentes actividades tales como: venta D. frutas, crianza D. animales, venta D. ropa, venta D. utensilios, entre otros.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 128
    View loans »
    Guatemala Loans Fundraising
  • $10,878,525
    Funds lent in using Kiva
  • 8.1
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Nueva Esperanza 3 Group's $3,975 loan helped a member business capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 7, 2010
Oct 18, 2010
Currency Exchange Loss:
Aug 16, 2011