Ema lives in her own house along with her husband and sons in the Gran Poder zone of La Paz. She works making cereals in a workshop she built in her home. Her husband works in a factory where he receives minimum wage.
The loan Ema is requesting is to buy raw materials (quinoa, soy, etc.) and continue making cereals, since it’s how she generates the most income.
Ema has been a client of Impro since 2006 and has a good history payment, which is why she can request another loan.
La señora Ema vive en casa propia con su esposo y sus hijos en la zona de Gran Poder de la ciudad de La Paz; esta casada y la actividad que realiza es la elaboración de cereales en un taller que instalo en su casa; el esposo trabaja como empleado en una fabrica donde percibe un salario mínimo.
El crédito que solicita es para comprar insumos (quinua, soya, etc.) y seguir elaborando los cereales ya que esta actividad es la que le genera mas ingresos.
Es cliente de Impro desde el año 2006 con un historial de pagos bueno, por lo tanto puede acceder a un nuevo crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.