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Luwayo Women's Group 1 - Lugazi
In this Group: Mary, Benna, Night, Rose, Jane, Jane*, Betty, John, Godfrey, Susan*, Susan
* not pictured
Forty-five-year-old Mary N. is with the Luwayo Women’s Group - Lugazi. Eight years is the time she has been operating a retail business in Luwayo-Lugazi. It is with capital from alcohol sales that she was able to begin this business. She has a cross-section of clients who frequent her retail shop, most of them being tenants in the nearby housing estates.

Mary is married with seven kids. They are all in school. With this loan, she wants to buy in bulk more retail items such as sugar, maize flour, air time, soap, edibles, etc. She says she will resell them so that she can continue building her profit base.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 197
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,255.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Luwayo Women's Group 1 - Lugazi's $3,400 loan helped a member the purchase in bulk of more retail goodies such as sugar, maize flour, air time,etc., for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Oct 16, 2010
Currency Exchange Loss:
Mar 24, 2011