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Gemma M. is from the town of Sto. Niño. She is 46 years old. Gemma is married and has one school-aged child. To make a living, Gemma owns & operates a business planting and harvesting rice for sale. Gemma works hard for her family, especially for the future of her child. She says she wants to give her child a bright future.

Gemma joined CEVI to gain access to financial services to help improve her living situation and ability to engage in business activities. Gemma has successfully repaid a previous loan from CEVI. Gemma is requesting a new loan of 15,000 PHP, which will be used to purchase fertilizers and seeds. This loan will be the seventh loan taken out by Gemma from CEVI. She plans to use the additional revenue generated from the business to save as a reserve for future emergencies.

Additional Information

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $7,000
    Average annual income
  • 1076
    View loans »
    Philippines Loans Fundraising
  • $63,429,000
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Gemma to purchase fertilizers and seeds.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 11, 2010
Oct 15, 2010
Currency Exchange Loss:
Apr 15, 2011