Mrs. Tob P., 48, and her husband, Mr. Sophea Cheun, 49, have been married since 1985 and have two daughters. One daughter is a garment factory worker and the other attends school. The family lives in a small village along National Road Number 5, approximately 20 kilometers from Phnom Penh City.
Tob and her husband are rice farmers. They also sell food in front of a garment factory when they are not at the farm. Tob is asking for her first loan of $400 to purchase seed, fertilizer, and pesticides to maintain her rice farm.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.