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Gina, a mother of two, is 45 years old. She is a hard-working entrepreneur who wants to be able to help her family. Working closely with her husband Reynato, she makes and sells ready-to-eat food. She started the business seven years ago to help her family meet its education expenses, as well as water, electricity and food expenses. All of these items are very expensive.

Now, Gina has requested 35,000 PHP as additional working capital for her business. She is positive that her business will grow, since she already has regular customers in her local area submitting orders. Specifically, the loan will be used to buy more ingredients. She is pleased because, in the past, she has managed to utilize the loans to invest in her business.

With working capital, Gina's business will continue to grow and she will be able to provide excellent products to her regular customers. With the support of KIVA lenders, Gina hopes to improve the standard of living for herself and her family and lift them out of poverty.

She dreams of having a permanent space in the marketplace where she can sell her food in order to earn a much larger income. Gina is grateful to ASHI for offering her happiness in life and group support in achieving her goals.

During the course of her membership in ASHI, Gina has been a model member, dedicated to managing her family’s operations.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1208
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD