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Mr. Pat K., age 36, and his wife, Mrs. Horm Vat, age 37 (pictured) have a furniture-making business. In addition to assisting her husband in his business, Mrs. Horm Vat works as a local farmer. Mr. Pat Pheng makes his products from wood and rattan, which he purchases from middlemen at a reasonable cost. His finished products are primarily such items as beds and cupboards.

His business is thriving because he sells his items to his customers at a reasonable price. In order to better satisfy current demand, Mr. Pat K. seeks a loan to purchase wood in order to build rattan cupboards for sale.

Mr. Pat K. and his wife are residents of Kompong Tom Province, Cambodia. They have three school-aged children who help their parents make furniture when they have time available from studying.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,230.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Pat to purchase wood in order to build rattan cupboards for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Oct 15, 2010
Currency Exchange Loss:
Aug 18, 2011