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Maria Juanita
María is 45 years old and owns a beauty salon in the space behind her house. She lives in the perimeter of Guayaquil (a suburban zone around the saltwater estuary).

She has worked in a salon since she was young. Gradually, she came to like this work since she married and had to help with her family's bills. She bought some beauty instruments and started her business. Currently, she works from 9AM until 8PM, cutting and styling hair.

With the loan, she wishes to buy cement, paint, and stone to improve her salon and house. In the future, she wishes to move to another area to have better income with her business.
View original language description ↓
María de 45 años, tiene una peluquería en la parte delantera de su casa, vive en la Perimetral de Guayaquil (zona periurbana, a su alrededor tiene el estero salado).

Ella trabajo en una peluquería cuando era joven poco a poco le fue gustando la actividad hasta que se caso y tubo que solventar algunos gastos de su familia. Compro algunos instrumento de belleza e inicio con su negocio. En la actualidad trabaja desde las 09h00am hasta las 20h00pm haciendo cortes de cabello y peinados.

Con el préstamo quiere comprar cemento, pinturas, piedras para construir mejor su peluquería y casa. En el futuro quiere irse a otro sector para tener mas ingresos con su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Juanita cement, stone and sand.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 8, 2010
Oct 17, 2010
Currency Exchange Loss:
Jul 15, 2011