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Yessica Patricia
Yessenia is 36 years old and runs a small paper store in the front part of her home; she lives in Paraiso de Guayaquil (a semi-urban area with dirt streets and houses situated in the mountains).

She started her business 3 years ago when her mother and one of her brothers started sending her money from abroad to invest in the store. Little by little, she has been able to grow her small paper store. She had a tumor 2 years ago which slowed her ability to grow the business but now she has recovered and is ready to stock her store.

She will use the loan to buy a copier to provide other services to her customers. In the future, she would like to grow the paper store and give great service to her clients.
View original language description ↓
Yessenia de 36 años, tiene una pequeña papelería en la parte delantera de su casa, vive en el Paraíso de Guayaquil (zona periurbana, con caminos de tierra y las casas están ubicadas en montañas).

Inicio su negocio hace tres años atrás desde que su mama con uno de sus hermanos le comenzaron a enviar dinero del extranjero para invertir en una papelería. Poco a poco con esfuerzo ha podido incrementar su pequeña papelería. Por un tumor que tenia paralizo un poco sus ventas hace dos años pero ya esta recuperada y lista para tener su papelería bien surtida.

Con el préstamo quiere comprar una copiadora para dar otros servicios a sus clientes. En el futuro quiere incrementar la papelería y dar un buen servicio a sus clientes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yessica Patricia copiers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 17, 2010
Oct 17, 2010
Currency Exchange Loss:
Sep 15, 2011