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Noemí Alejandrina
Noemí, aged 64, has a small store at the front of her house. She lives within the city boundaries of Guayaquil in a peri-urban area, next to the estuary of Estero Salado.

At the age of 28 Noemí got married and opened a drugstore at home. However, she was not successful in this business and decided to sell her inventory and buy groceries for her store. Since she cannot often leave her store, the suppliers deliver the groceries to her place. She works from early morning to dusk, selling drinks, rice, snacks etc.

She wants to use her loan to buy rice, sugar, canned food, drinks etc. For the future she intends to renovate the façade of her house and add another floor to her house which she will give to one of her children.
View original language description ↓
Noemi de 64 años, tiene una pequeña tienda en la parte delantera de su casa, vive en la Perimetral de Guayaquil (zona periurbana, a su alrededor tiene el estero salado).

Cuando Noemi tenia 28 años se caso y con sus ahorros ubico una farmacia en su casa pero como no le fue bien en ese negocio decidió vender su mercadería y comprar víveres para una tienda. Ya que no puede salir a menudo los proveedores le van a dejar los víveres a su tienda. Ella trabaja desde muy temprano hasta el anochecer vendiendo bebidas, arroz snack etc.

Con el préstamo quiere comprar arroz, azúcar, enlatados, bebidas etc. En el futuro quiere mejorar la fachada de su casa para ubicar un piso mas en su casa y dárselo a uno de sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Noemí Alejandrina to buy rice, drinks and snacks.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Oct 19, 2010
Currency Exchange Loss:
Jan 15, 2012