Ana lives on leased land with her husband and young daughter, in the San Sebastian zone of the city of La Paz. She is married and has four children, three of whom are married; her husband is an auditor and works independently. She works as a nurse in a hospital, where she receives a salary. Their two incomes maintain the household. The loan that she is requesting is to pay for a medical treatment for herself in a clinic, since the health service in Bolivia is not adequate and private doctors are better. She has been an Impro client since 2009 and pays back very well, which has allowed her to access a new loan.
La señora Ana vive en anticretico con su esposo e hija menor en la zona de San Sebastián de la ciudad de La Paz, esta casada y tiene cuatro hijos, tres casados; el esposo es auditor y trabaja independientemente, ella trabaja como enfermera en el hospital donde percibe un salario. Ambos ingresos mantienen el hograr.
El crédito que solicita es para pagar un tratamiento medico para ella en una clínica ya que el servicio de salud en Bolivia no es el adecuado y es mejor un medico particular.
Es cliente de Impro desde el año 2009 y paga muy bien, lo cual hace que pueda acceder a un nuevo crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.