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Dellie P. is from the town of Plaridel. She is 48 years old. Dellie is married and has 3 adult-aged children. To make a living, Dellie owns & operates a business venture in the services sector providing recycling services. While not the only means for generating revenue, the main source of income for the business comes primarily from hauling junk & other waste material for local businesses and community members. Dellie has been engaged in her business for over 8 years and earns approximately 4,000 PHP a month for these activities.

In 2004, Dellie joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Dellie has successfully repaid a previous loan of 18,000 PHP from PMPC. This previous loan was used to to purchase additional inventory & working capital. Dellie is requesting a new loan of 20000 PHP which will be used to invest in expanding the business. This loan will be the 12th loan taken out by Dellie from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1061
    View loans »
    Philippines Loans Fundraising
  • $63,443,175
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Dellie to invest in expanding the business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Oct 15, 2010
Currency Exchange Loss:
Aug 15, 2011