Pall Y., 39 years old, owns a small shop located in front of her house in Kompong Tom Province. She sells Khmer noodle and rice soup. She typically makes around $4 of profit each day to ensure that her family has a comfortable living.
She has been married for many years to Peng Poum, 44, a bed seller, and they have four children. Pall Y. is running her business well because she has skills in public relations, which she uses with her customers.
Pall Y. also faces a problem: Her shop is too small and not attractive to customers. To solve this obstacle, Pall Y. would like to request a loan to be used to expand her shop, which will allow her to add new customers to her clientele.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.