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Onarhon's Group
In this Group: Onarhon , Dilafruz , Shohidahon , Mahbubahon
Onarhon K. is the leader of this group. She is 45 years old and married with a son and two daughters. All the children study at school. Her husband works as a tractor driver. Onarhon hopes to obtain this loan because she needs money to start repairing the roof. In the future, she wants to see her son get wed.

Dilafruz K. is the treasurer of the group. She is 20 years old and married. Her husband works in construction. Dilafruz is a farmer; she grows and sells wheat. In this way, she makes 2,000 soms per month. With money received from her loan, she wants to purchase a piece of land for farming.

Shohidahon K. is 22 years old. She is engaged in farming. She hopes to obtain a loan because she needs money to purchase a piece of land to start growing wheat.

Mahbubahon T., 52, is married. She has a daughter and a son. Mahbubahon is a teacher at school and she is also a livestock breeder. With money received from this loan, she wants to purchase a sheep in order to increase her livestock.


Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). Mol Bulak is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - Mol Bulak Finance at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Onarhon's Group's $225 loan helped a member to repair the roof.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 2, 2010
Oct 14, 2010
Currency Exchange Loss:
May 15, 2011