La Peñita Group
Mrs. Justina García manufactures shoes. She and her family work as a team. She and Mr. Fortunato Gómez Escalona with one of their children make ankle boots, laced boots, riding boots, moccasins, slippers and ankle boots with rubber tire soles. They are both wholesalers and retailers. The manufacturing process consists in the following steps: purchase raw materials, cut the leather, sew, assemble, finish and design. Justina does the last two of these steps: she makes the finishings and the designs on the shoes.
The business has been passed down from generation to generation through Fortunato’s family. This is the third generation in the business. Thanks to the business their children are professionals and one of them plans to continue with the family business and in the future even export their products.
La señora Justina García se dedica la elaboración de zapatos, trabajando en equipo con su familia. Ella con el señor Fortunato Gómez Escalona y con uno de sus hijos, hacen: botines, bota de cierre, bota de escaramuza (jalisca), mocasín, choclo y botín con suela de tractor, venden al mayoreo y menudeo. El proceso de elaboración consta de los siguientes pasos: compra de materia prima, cortar la piel, coser, montar, acabado y diseño. La señora Justina se dedica a los dos últimos, a hacer los acabados y el diseño de los zapatos.
El negocio se ha transmitido de generación en generación a través de la familia del señor Fortunato, es la tercera generación que se ha dedicado al negocio. Gracias al negocio sus hijos son profesionistas y uno de ellos piensa continuar con el negocio familiar, y en un futuro llegar a exportar sus productos.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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