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Subira Group
In this Group: Mwahija, Subira, Kisuguru, John*, Marry, Dorine, Theresa, Nashidia, Sikiyua, Bora, Modesta, Mariam, Hidaya
* not pictured
Mwahija Yosuph is in her mid-forties, and is married with four children. She is engaged in the sale — wholesale and retail — of cement, water, juice, and corn husks which are used as chicken feed. Mwahija has been selling these products for the past seven years, and works daily between 7:30 a.m. and 9:00 p.m. The business earns Mwahija a good monthly profit.

This will be Mwahija's fourth Motisha loan with Tujijenge Tanzania. Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. Her previous loans were used to increase her business — loans which she has successfully repaid. Mwahija aims to use this loan to buy more cement and water.

Mwahija will share this loan with her loan group Subira, which has thirteen members. The members of the group will hold each other accountable for repaying the loans.

In the picture, Mwahija is wearing red and black, in the back row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $14,498,850
    Funds lent in using Kiva
  • 1,505.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Subira Group's $4,875 loan helped a member cement and water inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2010
Listed
Oct 14, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 24, 2011