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This is 37 year-old Melsie. She is married, and has 1 child, aged 15. In 2008, Melsie established her provisions, drinks and food business. She began her business in an effort to become independent. Working 6 days a week and 14 hours a day, Melsie earns about SLL 1,356,800 every month from this business. She would like a loan in the amount of SLL 4,500,000.

Melsie has already received and successfully repaid 1 loan, and now requires a new loan in order to buy additional oil, tomatoes, sweet milk and sugar. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 271,360. In the future, Melsie plans to build a house and educate her child up to university level. Melsie also hopes to eventually become a supplier of provisional goods. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,045.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Melsie the loan will be used to buy provisions.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 22, 2010
Oct 13, 2010
Currency Exchange Loss:
May 15, 2011