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The Beginning. Group
In this Group: Maria Dulia, Garardo, Bernal
The name of the group is The Beginning. The group is located in the Municipality of Ribera Guadalupe in Coapilla, in the state of Chiapas in Mexico. The name of the group was chosen because it is the first time that any of the members have ever requested a loan from Fundacion Realidad (Kiva Field Partner). They are very happy for the support.

The name of the individual interviewed is Mr. Bernal P. S.. He lives together with his partner, Evangelina Jimenez Vasquez. Together they have six children together. Two of their kids are already married but four still remain in their care: Jesus is 23 years old, Daniel is 22 years old, Israel is 20, and Sandra is 17 years old.

He was inspired as a very young man to start up his own business. He learned the trade from his father-in-law who is a carpenter. He started out working with him but later he wanted to set up his own carpentry shop. He has 25 years in the business now and with its help he has been able to support his family.

With the profits he earns from his carpentry business he has been able to support their children in their studies. He has always saved money for whenever they have an expense, always wanting to provide them with the best and help them achieve their goals. He also purchases materials for his business.

His dream is to see his four youngest children complete their studies and grow up to be well established individuals and be able to support themselves. He also dreams of buying a car to transport the furniture he makes to the communities where the orders originate and to stop having to pay transportation expenses.

The group is made up of three individuals:

Maria Dulia P. E.: she will invest her loan in the purchase of ingredients to make tamales: chili peppers, banana leaves, meats, etc.

Gerardo P. S.: he will invest his loan in the purchase of mazeca flour to resell in his community.

Bernal P. S.: he will invest in the purchase of wood to make furniture such as closets, chairs, windows, and dining room sets.
View original language description ↓
El grupo se llama el principio, está ubicado en la Ribera Guadalupe Municipio de Coapilla Estado de Chipas México, la razón del nombre es porque los integrantes es la primera vez que solicitan el préstamo en fundación realidad y están muy contentos con el apoyo.

El señor de la entrevista se llama Bernal Pérez Sánchez, vive en unión libre con la señora Evangelina Jiménez Vázquez, en la cual procreo seis hijos quienes dos ya están casado y cuatro están a su cargo: Jesús de veinte tres años, Daniel de veintidós, Israel de veinte y Sandra de diesi siete años.

Su inspiración por esta actividad comenzó desde muy joven, en la cual comenta que se formalizo su trabajo con su cuñado quien también es carpintero y comenzó trabajando con él, después se animo a poner su propia carpintería, y lleva con ella veinticinco años, de donde ha sacado adelante a su familia.

Con las ganancias que obtiene de sus carpintería a logrado apoyar a sus hijos en sus estudios ya que con las ganancias que obtiene lo ahorra para cuando ellos necesitan hacer un gasto y de ello mismo dispone para darles lo mejor y logren lo que quieren, asi tambien comprar mas materiasl para la carpinteria.

Su sueño es que los cuatro hijos que le quedan también terminen su carrera y sean alguien en la vida y puedan de pender de sí mismo, y también comprar un carro para trasladar sus muebles en las comunidades que les hacen pedidos para llano pagar viaje y trasladarlo al lugar donde lo van a comprar.

El grupo se integra de tres personas y son la siguiente:


María Dulía Pérez E.: invertirá el préstamo en la compra de ingredientes para la elaboración tamales como son, chile ancho, hoja de guineo, carne entre otros.

Gerardo Pérez Sánchez: invertirá el préstamo en la compra de mazeca para venderlo en la misma comunidad.

Bernal Pérez Sánchez: compra madera para la elaboración de muebles como son ropero, silla, ventanas, comedores entre otros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 17
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 12.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of The Beginning. Group's $650 loan helped a member to purchase wood for carpentry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2010
Listed
Oct 15, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011