Loan use: To buy a computer for Graphic Design studies. Mary lives in her own house in the Villa Nuevo Potosí area, on the west side of the city of La Paz. She is separated and has one son who is studying Graphic Design. Mary is a teacher at a school in this city, and she supports her family with her salary.
The last loan that she received was to refurbish the floors in her house. She is a client of Impro and has received 5 loans in the past. The current loan that she is requesting is to buy a computer for her son. Since he is studying Graphic Design, it’s very important that he have a computer where he can use programs related to his profession. Mary is happy with the loans given her and this time the loan will be processed through Kiva.
By her credit history she qualifies to receive a new loan since she is considered a good client.
Destino de Crédito: Compra de una computadora para estudios de Diseño Grafico.
Mary reside en vivienda propia en la zona de Villa Nuevo Potosí, ladera oeste de la ciudad de La Paz, esta separada y tiene un hijo que estudia Diseño Grafico; Mary es profesora en una Unidad Educativa de esta ciudad, con los ingresos que obtienen mantienen a su familia.
El crédito que saco anteriormente fue para la refacción de pisos en su vivienda, es cliente de Impro con un historial de 5 créditos. El préstamo que ahora solicita es para la compra de una computadora para su hijo, pues como el muchacho estudia Diseño gráfico, es muy importante que tenga una computadora donde pueda usar los programas relacionados a su profesión. Mary se encuentra satisfecha con los créditos que le otorgamos y esta vez el crédito será procesado a través de Kiva.
Por su antecedente histórico califica para obtener un nuevo crédito se considera buen cliente.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.