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Sakina's Group
In this Group: Sakina , Niamat, Parveen Akhtar, Ameeran
Sakina belongs to Vehari, which is a small city located in Punjab, Pakistan, that is famous for its agriculture industry. She lives in the housing colony of Vehari named 575/EB in a three-room brick house.

She is married to Z. A., who has a business of selling fertilizer and seeds. He has a shop in the market and has a good number of farmer contacts, particularly for selling his products.

Sakina is a housewife. She spends all day staying at home and doing her household responsibilities.

She has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan amount, her husband will buy fertilizer and seeds in bulk quantities for selling through his shop. Buying items in bulk will cut his cost of purchasing and make him able to meet urgent orders on time.

Sakina is hopeful that with the help of this investment, her husband will successfully be able to grow the business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 333
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $875 loan helped a member to buy fertilizer and seeds in bulk quantities for selling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 5, 2010
Oct 11, 2010
Currency Exchange Loss:
Sep 15, 2011