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Gavharai's Group
In this Group: Gavharai , Saodathon , Manzurahon , Dilshodbek
Gavharai K. leads this loan group. She is 41, divorced, and has two sons, both of whom work in construction and also help their mother run a cattle-breeding business. Gavharai also has a second job working as a nurse, both hospitals and in her patient's homes. Over the last three years, the family has built a cow-shed. Now they are applying for this loan to buy a cow to fatten and breed. In the future, they hope to repair its house, install gates and pay for the wedding of its two sons.

Saodathon K. is the treasurer of the group. She is 41, married, and is bringing up her four children by herself because her husband works in Russia. Her oldest son helps the family by working in construction while the three younger children are in school. Saodathon makes a living breeding livestock and also works as a nurse. She has applied for this loan to buy a cow to fatten and breed. In the future, she hopes to add a kitchen and a bath to her home, and buy a car.

Manzurahon H., 21, is single and lives with her parents and brothers. Her father works in constrution, her mother is a nurse, and her brothers are employed in Russia. The family also raises livestock, grows cotton and sells dairy products. She is applying for a loan to buy a cow to fatten and breed. Her long-term goal is to have a dowry and get married.

Dilshodbek O., 36, is married and has three children, all of whom are in school. He makes a living running a mill, and has applied for this loan to buy wheat and rice for resale. In the future, Dilshodbek hopes to finish building his house and buy a car.

--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 125
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,258,400
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gavharai's Group's $950 loan helped a member to expand several small businesses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 21, 2010
Listed
Oct 11, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011