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Sandra Del Carmen
Sandra del Carmen Perez, 41, lives in the El Eden neighborhood. She is married and they have 3 adult children who work on their own and support themselves. Sandra and her husband have been farmers for 20 years, and over this long period of time they have confronted diseases and droughts. They request a loan to buy fertilizers, fungicides and farming supplies for their crops. This will allow them to have a better harvest and increase their sales and, in the future, have the resources to renovate their home and leave an inheritance to their children for the benefit and well-being of their future families.
View original language description ↓
La señora Sandra del Carmen P., tienen la edad de 41 años, vive en el Barrio El Edén es casada, ellos tienen 3 hijos mayores de edad que trabajan por cuenta propia y sobreviven bajo sus propios medios, ellos son agricultores desde hace 20 años y durante este largo periodo se han enfrentado a las plagas y sequias, y es para sus cultivos que solicita un préstamo para la compra de fertilizantes, fungicidas, e insumos vegetativos, que permitan una mejor cosecha que favorezca a un incremento en las ventas, y a futuro contar con los recursos económicos para remodelar su hogar y dejársela de herencia a sus hijos para el bienestar y provecho de sus futuras familias.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $25,013,050
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Sandra Del Carmen supplies to maintain the health of their crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Sep 10, 2010
Oct 14, 2010
Currency Exchange Loss:
Aug 15, 2011