Mujeres Sin Fronteras Group
Sara Delfina is an enthusiastic entrepreneur. She is a 50 year old single mother whose husband passed away ten years ago. She has four children, two of whom live with her.
She’s been selling food (Creole style) from a stall in the market for six months. Her business is called “SARITA” and she started it after having worked as a cook in a clinic for many years. With the effort she puts into her work, and also much more effort, she’s managed to build her house and has recently installed a roof, but it still needs some final touches. She uses the income from her work to pay for food, services, education, etc.
Sara’s greatest desire is to have her own restaurant in her home and to hire people so that she can provide work for others.
The communal bank members will use the money from this loan to buy merchandise and other items to cover their customer demand.
Sara Delfina emprendedora y entusiasta, tiene 50 años, es madre soltera, ya que su conviviente falleció hace 10 años y tiene 4 hijos, de los cuales 2 de ellos viven con ella.
Desde hace 6 meses se dedica a la venta de comida en un puesto de mercado (menú criollo), el cual lleva por nombre “SARITA”, se inicio en este negocio ya que anteriormente, durante muchos años se desempeño como cocinera en una clínica, con el esfuerzo de su trabajo y a base de mucho esfuerzo ha logrado construir su vivienda y acaba de techarlo, pero aun le falta el acabado final, con el ingreso de su negocio cubre los gastos de alimentos, pago de servicios, educación, etc.
El gran anhelo de Sara es tener su propio restaurante en su vivienda y contratar personal para así generar empleo para los demás.
Con el reciente préstamo adquirido los socios de la alcancía, lo utilizaran en la compra de mercadería y otros artículos para cubrir la demanda de sus clientes.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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