Aracelly rents her home. She is married and she has three young children. She is a very hard working person who dedicates a great deal of time on her business. She runs the business together with her husband and her childre. She makes and sells prepared foods: family style lunches and in the evenings she serves dinner items. She has a significant client base that buy her products in the region, but she also has contracts with social groups and organizations where she manages the catering. She requests a loan to purchase ingredients in wholesale, such as potatoes, rice, sugar etc. Her profit margin is not very large which is why she requests a loan, to purchase more products.
La Sra. Aracely vive en casa alquiler, es casada tiene tres hijos jóvenes, la cliente es una persona muy trabajadora, dedica mucho tiempo a su negocio, donde tiene colaboración de su esposo, también sus hijos. Su actividad económica es la elaboración y venta de comida: almuerzos familiares y en la noche cena, tiene bastantes clientes que le compran de la zona, también tiene contratos de atenciones para acontecimientos sociales, donde se encarga de toda la gastronomía. Solicita el crédito para la compra de insumos por mayor, debido a la inflación de los productos como la papa, arroz azúcar y otros. No esta teniendo mucho margen de ganancia, por lo que solicita a la institución un crédito para poder comprar sus productos.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.