Creciendo Hacia El Futuro 3 Group
Petronila is planning to invest her new loan in the purchase of children's school supplies and products for the school cafeteria. She will use her earnings to invest in her business, buying fans and doing more advertising, although now she has fewer students because of the economic problems of their parents. Her greatest challenge is being able to pay her employees, since at this time the school has less income. Her dream is to have more students and a better school with more teachers, and when she achieves this she will be able to help the most needy families -- at the least, she wants to help them in their education.
Petronila está planificando invertir su nuevo préstamo en la compra de utiles escolares para niños y productos para la cafeteria de la escuela. Ella va a utilizar sus ganancias para invertir en su negocio, comprando abanicos, hacer mas promociones, aunque actualmente tiene menos estudiantes por los problemas economicos de sus padres, su gran reto es poder pagarle a sus empleados, ya que en este periodo la escuela tendra menos ingresos. Su sueño ahora es poder tener mas alumnos, una mejor escuela, con mas profesores y al lograr esto podra apoyar a esas familias mas necesitadas, al menos desea apoyarle en su educacion.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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