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Mar Azull Group
In this Group: Yazmin, Maria Felix, Alicia, Lorenia, Martha, Catalina, Karina, Norma Rocio, Gudelia
This group is called “Mar Azul” (Blue Sea). It is located in the Mexican state of Puebla. It has 9 members and it’s its first loan request.

Norma Rocío Gutiérrez T., 33, is group President. She finished 11th grade. She has a carpentry shop. She has two children, one boy and one girl.

She makes wood articles that she sells in various locations. She started this business 15 years ago.

She feels excited when requesting the loan with lots of desire to stand out. She wants the loan to invest more in the business buying wood in various sizes. She also hopes the loan will help her obtain better profits and acquire more customers in order to attain a better life.
View original language description ↓
Este grupo se llama mar azul. Está ubicado en el Estado de Puebla, México. El grupo está conformado por 9 integrantes y es la 1ra vez que solicita un crédito.

Norma rocío Gutiérrez T. es la presidente D. grupo. Tiene 33 años, estudió hasta el 6 semestre de bachillerato, cuenta con un negocio de carpintería, tiene en total 2 hijos 1 mujer y 1varon. Ella se dedica a elaborar artículos de madera y vende en diferentes poblaciones que inició hace 15 años. Al momento de solicitar este préstamo se siente entusiasmada con muchas ganas de sobresalir. Quiere este crédito para invertir más en su negocio en compra de madera de diferentes medidas. También espera con este préstamo obtener mejores ganancias y así hacerse de más clientes para lograr una mejor vida.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 76
    View loans »
    Mexico Loans Fundraising
  • $19,633,200
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mar Azull Group's $2,950 loan helped a member to buy different kinds of wood to invest in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Oct 12, 2010
Currency Exchange Loss:
Jan 15, 2011