Gloria G. S. is 33 years old. She is married and lives in the village of San Pablo in the Bolívar province. She has two children aged 13 and 16.
Gloria is a member of the "Integracion Microempresarial" ("Microenterprise Integration") loan group in San Pablo de Atenas. There are 14 members in total. Most of them work in trading, business and agriculture to provide their families with a source of income.
Gloria owns a small business. She sells chickens by the pound. People come to her house to buy chickens.
Gloria is requesting the loan to expand her business, buying more chickens and 4 cages. The loan will help her improve her life, as it will allow her to do more things little by little. Her dream is to own a house because at the moment she is renting.
She has little free time because during the day she is busy with household chores and helping her children. She enjoys going on holiday to the swimming pool once a year with her family.
Gloria G. S. tiene 33 anos. Es casada y vive en el Cantón de San Pablo en la Provincia Bolívar. Tiene 2 hijos de 13 y 16 anos.
Gloria es una socia del grupo ¨Integracion Microempresarial¨ de San Pablo de Atenas. Son 14 socios en total, la mayoria que se dedican a diferentes actividades como comercio, negocios, y agricultores como fuente de ingreso a sus familias.
A Gloria tiene un pequeño negocio de vender pollos por libras. La gente llega a su casa para comprar los pollos.
Solicita el crédito para crecer un poco su negocio, comprando mas pollos y 4 terreros. Con el apoyo del préstamo mejoraría su vida, por poder poco a poco hacer mas cosas en la vida. Su sueno es tener una casa porque ahora esta arriendo una casa.
No tiene mucho tiempo libre porque pasa todo el día haciendo quehaceres domésticos y ayudando a sus hijos. Le gusta ir de vacaciones con su familia una vez al ano a las piscinas.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!