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Sayrabubu U. is a 58-year-old widow with four grown children. She is engaged in sewing clothes and is known as a careful master who makes her clients look modern and elegant. One of her daughters was inspired by Sayrabubu’s creative processes and became an interior decorator, following her mother’s steps in making the world around her beautiful.

In 1991, in order to support her children, Sayrabubu started this business with her initial capital of 10,000 Kyrgyzstan som (KGS). She worked hard to develop this activity and, using the revenues, managed to renovate her flat.

Sayrabubu will use this loan of 100,000 KGS to broaden her range of products by purchasing different kinds of fabrics. With the revenues, she plans to buy accessory equipment and employ women who are good at sewing. In her personal plans, Sayrabubu wants to see her son marry and make essential preparations for a young family.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 94
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Sayrabubu to purchase fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 29, 2010
Oct 9, 2010
Currency Exchange Loss:
Jun 16, 2011