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Samvel M. lives with his father, two brothers, sister-in-law and one child in the village Arteni in the Aragatsotn region of Armenia. While one of the brothers is working on construction in Russia to be able to support himself, the other brother helps Samvel look after the cattle and cultivate the land. And although the family works very hard to makes ends meet, there is still much required.

Samvel is planning for winter and he has applied for this loan to buy fodder for the cattle.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $14,010,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Samvel buying fodder for the cattle.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 18, 2010
Oct 9, 2010
Currency Exchange Loss:
Mar 15, 2011