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Ricky
Ricky C. is 38 years old, married and has four school-aged children. He is from the village of Mibantang in the municipality of Quezon, Bukidnon province on the Mindanao islands. Ricky runs a sari-sari (variety) shop from which he sells both food and daily use products to the local community. While his wife manages the store, he also works on a sugarcane farm. Ricky has been in business for over three years and earns approximately 5000 PHP a month.


In 2010 Ricky joined HSPFI to gain access to its financial services. Ricky is requesting a loan, his first, of 5000 PHP that will be used to purchase additional products to sell. He plans to use the additional revenue generated to improve his business.


About HSPFI:


Hagdan sa Pag-uswag Foundation, Inc., or HSPFI, is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that one-on-one translations of entrepreneur profiles are costly, Kiva created this template for our Field Partner to allow it to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 1144
    View loans »
    Philippines Loans Fundraising
  • $54,880,275
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD