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Malumbo Group
In this Group: Kulwa, Habibi, Doroth, Beatrice, Javestime, Rose, Monica, Mariam , Asha, Sada , Amanda, Egbert*
* not pictured
Kulwa S. is in his mid forties. He is married and has four children. Kulwa has been running a food stall since 1999. He sells fruits and vegetables. The stall is open daily between 6 am and 6 pm. Kulwa earns a good monthly profit from his business.

This will be Kulwa's second Mothisha loan from Tujijenge Tanzania. (A Mothisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended.) Kulwa used his first loan to increase his stock of vegetables, and he plans to do the same with his second loan. Kulwa also plans to use the loan to buy new types of fruits and vegetables. Kulwa's dream is to open another food stall in the near future.

Kulwa will share the loan with his loan group called Malumbo, which has 12 members. The members of the group will hold each other responsible for repaying the loans.

In the picture, Kulwa is standing in the back row, the first person on the left.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,306,600
    Funds lent in using Kiva
  • 1,484.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Malumbo Group's $3,100 loan helped a member to buy fruits and vegetables.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 6, 2010
Oct 7, 2010
Currency Exchange Loss:
Feb 15, 2011