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Policarpio is a member of the communal bank “SR. DE TANTAMARCA”; this bank is located in the Chicon district in the province of Urubamba in the department of Cusco.

Policarpio is 48-years-old; he lives with his common-law wife and they have 4 children. He works selling DVDs in the market. He buys all the latest CDs wholesale and retails them in Urubamba, taking an extra commission for his sales. He's requesting this loan to buy CDs wholesale and then retail them.

He's very grateful for the loan and he promises to make his payments within the established time frame.
View original language description ↓

El socio pertenece al banco comunal “SR. DE TANTAMARCA”; este banco está situado en el distrito de Chicon en la provincia de Urubamba y departamento de Cusco.

El socio es el Sr. Policarpio; El socio tiene 48 años de edad; él es conviviente y tiene 4 hijos; El socio trabaja vendiendo DVDs en el mercado, este socio compra al por mayor todos los CDs que están en cartelera y los lleva a revender a Urubamba, el socio saca una comisión extra por la venta de los mismos. El solicita el préstamo para comprar CDs al por mayor para la reventa.

El socio agradece y valora el préstamo otorgado mediante este medio y del mismo modo se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Policarpio wholesale purchase of CDs to retail.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Oct 10, 2010
Currency Exchange Loss:
Apr 15, 2011