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Erkinoi's Group
In this Group: Erkinoi , Diloromhon , Tojimamat , Mahmudjon
Erkinoi U. is the leader of the group. She is 39 and married. She has two daughters and a son. All of them are at school. Erkinoi is a farmer and her husband works as a truck driver. Erkinoi cultivates cotton and also breeds cattle. She hopes to obtain the loan because she needs money to purchase a calf for breeding. In the future she wants to repair her house and provide her children with a good education.

Diloromhon M. is the treasurer of the group. She is 41 and married. She has two sons and a daughter. The first son is a baker and the other children are at school. Diloromhon works as a nurse in the hospital. She also helps her husband to breed cattle. Selling six liters of milk every day, she makes about $43 per month. With money received from the loan she wants to purchase a cow for breeding. In the future she wants to purchase a piece of land and start building a house for her first son.

Tojimamat S., 37, is married. He has a son and two daughters, all of whom are in school. Tojimamat breeds livestock and sells some animals every weekend. With money received from the loan he wants to purchase sheep in order to resell them at a higher price after fattening.

Mahmudjon U., 38, is married. He has two daughters and a son. All the children are in school. Mahmudjon is a farmer who cultivates cotton for making money. With money received from the loan he wants to purchase cotton seed.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Micro-finance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Micro-finance Institute in Kyrgyzstan that delivers its services to customers 365 days a year.

To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Erkinoi's Group's $1,400 loan helped a member to purchase a calf.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Oct 7, 2010
Currency Exchange Loss:
Aug 15, 2011