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Mary Ann
This is Mary Ann F., 45, resident of GMA, Cavite City, Philippines. She is married to Rodrigo F., a jeepney driver, and mother to four children. By the grace of God, Mary Ann has managed to support her children's schooling. At this time, she is working hard to send all of them all the way through college.

Mary Ann oversees operations of their jeepney** transportation business. They have both long (20-22 person capacity) and short (14-16 person capacity) jeepneys, all of which are meeting their daily capacity quota. Mary Ann’s husband also drives one of the jeepneys.

To help her continue the operations of her business, she is requesting a Php30, 000 loan. She will be utilizing the loan to buy eight new tires for the jeepneys. She expects a boost in her business income as she expands her business.

Mary Ann dreams to be able to buy another jeepney soon. She also dreams that her children will finish their education. She faithfully meets up with her co-fellowship* members to share stories of her work every week.

**Jeepneys have purely American origins. They were first used by American soldiers helping the Philippines throw off the invading Japanese. Filipino ingenuity, however, managed to see this vehicle as an opportunity to earn income, and modified the Jeep into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for every day travel, and cheap enough to buy and maintain. Now, the jeepneys are one of the things that makes the Philippines truly Philippines.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1596
    View loans »
    Philippines Loans Fundraising
  • $60,711,600
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mary Ann to buy eight new tires for the jeepneys.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Oct 7, 2010
Currency Exchange Loss:
Apr 15, 2011