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Jenny Beatriz
Jenny is 25 years old and has a store in the front part of her house. She lives in an area outside the central city called Paraíso, which is characterized by dirt paths and a deteriorating ecology.

Her husband emigrated to Spain to have more work opportunities. When he obtained work, he sent money to Jenny so that she could have her own business. With this working capital, she bought groceries in order to establish a small store. Little by little, with much effort, she was able to expand her store to include produce and chickens. She works in her store from Monday through Sunday.

With the loan, she wants to buy rice, chickens and sugar for her business. In the future, she would like to buy a piece of land to construct a home for her mother.
View original language description ↓
Jenny de 25 años, tiene una tienda en la parte delantera de su casa, vive en una zona periurbana llamada Paraíso y caracterizada por sus caminos de tierra y ecología en disolución.

Su esposo emigro a España para tener mas oportunidades laborables cuando el consiguió trabajo le envío dinero a Jenny para que tenga su propio negocio, con el capital de trabajo compro víveres para tener una pequeña tienda. Poco a poco con esfuerzo a podido aumentar su tienda con víveres y pollos. Trabaja de lunes a domingo en su tienda.

Con el préstamo quiere comprar arroz, pollos y azúcar para su negocio. En el futuro quiere comprar un terreno para construir una casa para la mama.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jenny Beatriz buying rice, chickens and sugar.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Oct 9, 2010
Currency Exchange Loss:
Aug 15, 2011