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Zulma
This member belongs to the MUJERES UNIDAS community bank in the Peruvian "departamento" of Cusco.

Sra. Zulma, 39, is partnered and has 4 children. She has operated a business buying and selling beauty products for 4 years. She buys lipstick, nail polish and other beauty products that sell well and offers them to her different customers. Generally, Sra. Zulma buys products when they're on sale or from department stores that have to quickly sell end-of-season items because that's how she gets her product at the lowest cost. She is applying for a loan to buy sale merchandise for her business.

Sra. Zulma is grateful that this important means of borrowing is available to her and others and she is committed to repaying the loan in the agreed-upon time.
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La socia pertenece al banco comunal “MUJERES UNIDAS ”; El banco comunal está ubicado en el distrito de San Sebastián, provincia de Cusco y departamento de Cusco.

La socia es la Sra. Zulma; ella tiene 39 años de edad, es conviviente; y tiene 4 hijos, La socia se dedica a la compra y venta de productos de belleza desde hace 4 años, ella compra labiales, esmaltes, y todos los productos de belleza que tengan mayor salida y los ofrece a sus diferentes clientas. La socia por lo general saca productos cuando están en oferta y los almacena hasta una nueva temporada que estos adquieren mayor precio y/o se acaban en el mercado o simplemente requieren con urgencia. La socia solicita el préstamo para comprar mercadería en oferta.

La socia agradece y valora el préstamo otorgado mediante este medio y del mismo modo se compromete en cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Zulma buy products to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 15, 2010
Listed
Oct 9, 2010
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2011