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Virgilia
Virgilia B. is a 39-year-old married woman who supports her family by operating a general store. She lives in Sitio Kalubihan, Barangay Don Pedro, Bogo, Cebu. She has been a member of NWTF-Project Dungganon since 2005 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her business, she is gradually making her family more economically stable. She now earns an average monthly income of $283.

Virgilia is now borrowing 18,000 PHP so that she can purchase more stock to sell. This will be her 13th loan from NWTF-Project Dungganon. Her previous loan of 12,000 PHP, which she paid off well within its term, was just another step in her journey towards economic freedom. Virgilia aspires to elevate her family's living conditions and ensure their future well being by following the Dungganon way.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1048
    View loans »
    Philippines Loans Fundraising
  • $57,661,375
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Virgilia purchase more stock to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2010
Listed
Oct 5, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011