Mr. Chub S., 30, is married with two school-aged children at home in their small house, and he earns his living from fishing. Mr. Chub S. always rises early to prepare their tools and go to the middle of the river by boat to fish. Then Mr. Chub S. sells to the wholesaler at a reasonable price.
To help with the responsiblity of the family, his wife sells grocery products in front of her house. She has been running a grocery business for a long time and earns an average of $4 a day. Recently, some of the grocery items have been sold out from her stock and Mr. Chub S. wants to encourage his wife's business. So Mr. Chub S. is taking out this loan to increase his wife's inventory to continue selling.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.