Madam Diana A. is a textiles dealer. she lives within the community of 21,000 inhabitants. Sixty percent of these inhabitants are women and children who patronise the shop of Madam A. to buy their school uniforms and church and other social dresses. The Yehowa Nti shop is the local shopping avenue where prices are moderately cheap. Because of the moderate prices the shop owner enjoys alot more patronage. The shop owner Madam A. is an aluminus of Kraban\'s TEACH lending programs. She has prepared a business in marketing plan. She also keeps basic accounting and book keeping records. She needs a loan amount of $800 from KIVA funds.