Hermes is a very hard working man. He administers his own business which is a room rental and driving a taxi. He is married and the father of three daughters.
He started his business with his own initiative and savings from a previous job. Thanks to loans he has been making home improvements because everything, especially the basic monthly food needs, has gone up in price. He has managed to stay even thanks to the room he rents because the taxi fares have been low.
With this loan he will improve the roof because he needs to improve this aspect of his house for his family’s wellbeing. Thanks to the loans from the institution he is accomplishing it. He will buy ten sheets of zinc metal, twelve metal beams, four sacks of cement, a large container of paint among others.
Hermes es un hombre muy trabajador, se dedica ah administrar su propio negocio. El alquiler de cuarto y un taxi que el mismo trabaja. Casado y padre de tres hijas.
Negocio que inicio con iniciativa y con ahorros de su trabajo anterior. Atreves de los préstamo ha venido hacer las mejoras a su casa. Pues todo esta ah altos costos principalmente la canasta básica. El equilibrio lo ha logrado gracias al cuarto que alquila ya que las carreras de taxi están bajas.
Con este préstamo hará la mejora de su techo, ya que necesita mejorar esta condición en su casa. Para el bienestar familiar y que gracias a los financiamientos de la institución lo está logrando: para esto comprara: diez lamina de zinc, doce perlines, cuatro bolsa de cemento, bidón de pintura, entre otros.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.