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Eñor De Torrechayoc Group
In this Group: Edelmira , Sonia , Mariela, Nohemi Julia, Meliton , Inocencia , Purificacion , Neyda , Eris Viht , Yesica
Señora Mery is 29 years old, has 2 children and is originally from Calca .She is also a member of the communal bank "Señor D. Torrechayoc". The bank is located in the district and province of Urubamba in the department of Cusco.

Señora Mery buys and sells glassware and gift items for a living. She has a small store in which she sells all types of vases, jars and glass ornaments. She needs extra working capital to invest in her business and will use the loan to buy merchandise.

The other members have various other jobs such as, attending to grocery stores, fruit and vegetable sales, driver and artisan.

Señora Mery is grateful and appreciates the loan and is committed to making her payments on time.
View original language description ↓
La socia pertenece al banco comunal “SEÑOR D. TORRECHAYOC”; este banco está situado en el distrito y provincia D. Urubamba departamento D. Cusco.

La socia es la Sra. Mery; La socia es natural D. Calca ella tiene 29 años D. edad y tiene 2 hijos, ella se dedica a la compra y venta D. cristalería y regalos, ella tiene una pequeña tienda en la cual venD. todo tipo D. vasos, floreros, jarras y regalos adornos en vidrio. La socia necesita un capital extra D. trabajo para invertir en la compra D. mercadería. La socia solicita el préstamo para comprar mercadería.

Los otros socios alternan sus actividades con la atención D. tiendas abarrotes, venta D. verduras y frutas, chofer y artesanía.

La socia agradece y valora el préstamo otorgado mediante este medio y del mismo modo se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Eñor De Torrechayoc Group's $3,375 loan helped a member to purchase merchandise for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 22, 2010
Oct 8, 2010
Currency Exchange Loss:
Feb 15, 2011