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Lucia Ivania
Lucia Ivania G. is kitchen assistant working inthe National Technological Institute named CECNA (Centro de Capacitación Profesional Nicaragüense Alemán).
She has been granted three loans by Ceprodel, and they have all been used to make improvements to her house. She will use the money she is requesting to make more improvements to her house, as she plans on buying some zinc sheets, as well as to pay for family expenses.
She a single mother: her son attends school and is economically dependent on her.
View original language description ↓
LUCIA IVANIA G.,Trabaja Como Ayudante de cocina en el centro capacitación alemán CECNA.
ha trabajado tres prestamos con ceprodel y tosdos estos han sido para el mejoramiento de su casa de habitacion.Ella va utilizar la plata en la mejora de su Casa de Habitación que piensa comprar algunas lamina de zinc casa de habitación y solventar algunos gastos familiares.
es madre de familia soltera y tiene un hijo a su cargo y este se encuentra en edad escolar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 78
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Lucia Ivania to make improvements to her house.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Oct 17, 2010
Currency Exchange Loss:
Dec 6, 2012