Javier de Jesús D. M. owns a shop where he sells bicycle spare parts and accessories. He has been engaging in this activity for more than 10 years. A family man with two children, he works together with his wife, with whom he has succeeded in getting the shop off the ground.
Their working hours are from 8 am to 5 pm; the loan he is requesting will be used to buy products for his shop.
He has already received eight loans, all of which have been used to buy products for his activity.
Javier de Jesús D. M. tiene su negocio de venta de repuesto y accesorio para bicicletas. Tiene mas de 10 años en este tipo de actividad, es padre de familia de dos hijos, el trabaja junto con su esposa donde ha venido sacando a delante el negocio.
Ellos trabajan de 8 de la mañana hasta las cinco de la tarde, el préstamo solicitado es para la compra de mercadería para su negocio.
Ha trabajado alrededor de ocho prestamos y todos estos han sido para compra de mercadería de su negocio.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.