Walker Aladino V. S. is 65 years old. He is married and lives with his wife in the canton of Chillanes in Bolivar province. He has 8 children ranging in age from 25 to 35 years.
Walker is a member of the rural communal bank "Progreso Comunitario," which is located 2 hours from Chillanes. There are 11 members in all, and most of them cultivate cocoa or have their own businesses.
Walter is a farmer. He produces cocoa, oranges and bananas. He sells the products that he produces in Babahoyo and in San Jose del Tambo.
He requests a loan to invest in improving his orange groves. With the support of this loan he will improve and maintain his cocoa plantings. His dream is to buy a vehicle to transport his products to the markets. His cultivations have been affected by some diseases, such as the "mal de machete," (bad machete) and "escoba bruja" (witch's broom.)
Walker Aladino V. S. tiene 65 anos. Es casado y vive con su esposa en el cantón de Chillanes en la Provincia Bolívar. Tiene 8 hijos de 35 hasta 25 anos.
Walker es un socio de la ventanilla rural Progreso Comunitario, que está ubicada a dos horas de Chillanes. Son 11 socios en total, que en la mayoridad se dedican al cultivo de cacao o tienen sus propios pequeños negocios.
Walter se dedica a la agricultura. Es productor de cacao, naranja, y platano. Vende los productos que produce en Babahoyo y San Jose del Tambo.
Solicita el credito para invertir y mejorar sus huertos de cacao. Con el apoyo del préstamo podria mejorar y mantener sus huertos de cacao. Su sueno es comprar un vehiculo para transportar sus productos a los mercados. Sus cultivos han sido afectados por unos enfermeddes como el ¨mal de machete,¨ y ¨escoba bruja.¨
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!