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Irlanda Cecilia
Picoaza is certified as one of the Manteña culture’s aboriginal settlements. It is located a mere ten minutes from the city of Portoviejo, capital of Manabí. It is rich in history. The María Asunción communal bank meets here every two weeks.

Irlanda, 49, is a member. She is separated but had three children all of whom are adults currently. They all live on their own and she lives with one of her brothers.

She is a clothing merchant selling catalogue clothes of a few brands. Her system of sales is door-to-door. She shows her available items and places monthly orders. She works from Monday to Thursday. She collects half the charge upon delivery and then the rest two weeks later.

She will use this loan to buy merchandise because she has more pending orders than her capital can cover. She has been a member of the Communal Bank for 9 years and she likes the institution’s way of operating.

Her goals are to continue growing and to have her own store.
View original language description ↓
Picoaza consta en los libros como uno de los pueblos aborígenes parte de la cultura manteña, esta parroquia urbana situada a tan solo diez minutos de la ciudad de Portoviejo capital manabita está llena de muchas historias aquí se reúnen cada quince días las socias del Banco Comunal María Asunción.

Aquí encontramos a Irlanda, tiene 49 años de edad, esta separada pero de esta relación tuvo 3 hijos los cuales en la actualidad son mayores de edad, todos viven aparte y ella vive con un hermano.

Se dedica al comercio, vende ropa por catalogo de algunas marcas, su sistema de venta es puerta a puerta, ofrece sus productos y luego realiza los pedidos que se los hace mes a mes, trabaja de lunes a jueves, cobra la mitad en la entrega y después de quince días la totalidad.

Este crédito lo va a emplear en comprar mercadería ya que tiene mas pedidos de lo que su capital actual puede comprar. Esta en el Banco Comunal hace 9 años y le gusta la forma de trabajar en la institución.

Sus metas son seguir creciendo y tener su propio local.



About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Irlanda Cecilia to buy pants, blouses, t-shirts, dresses and clothing in general.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 22, 2010
Listed
Oct 5, 2010
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2011