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Josue M. R. is a young man, only 19 years of age, and he already wants to become a small business owner.

He is originally from the rural community called Saino de Pital in Alajuela, a region in Costa Rica known internationally for its pineapple exports.

Even though there are large multinational exports of Costa Rican pineapples, the sale of pineapples locally is also very good. For this reason he has requested a loan in the amount of 600,000 (six hundred thousand colones) to start his pineapple plantation project. He will purchase pineapples and the necessary tools that he needs to have a better harvest.

Josue is a member of the Luz del Futuro Saino community bank, one of the 100 member organizations of Edesa (Kiva Field Partner) in Costa Rica. This is his second loan.
View original language description ↓
Josué M. R. es un joven de apenas 19 años de Edad y desde ya quiere convertirse en un joven Microempresario.
El es de la comunidad rural llamada Sainó de Pital en Alajuela, conocida internacionalmente por ser la zona de mayor exportación de piña en Costa Rica.
A pesar de que hay grandes Multinacionales exportando la pina costarricense, la producción de pina artesanal también está dando frutos en esta zona. Es por eso que Vinicio necesita ¢600,000 (Seiscientos mil colones) para iniciar su proyecto de siembra de piña, comprando la pina y los insumos necesarios para tener la mejor cosecha.
Josué es socio de la Empresa de Crédito Comunal Luz del Futuro Saino, una de las 100 organizaciones socias de EDESA en Costa Rica. Y este será su segundo Préstamo.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 502.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Josue to invest in his pineapple plantations.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 4, 2010
Oct 5, 2010
Currency Exchange Loss:
Jul 25, 2012