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Maribel
Maribel S. is a seamstress that started her business with the example provided by her mother as her initial teacher and her same nature, which gradually led her to becoming a seamstress; this is why without finishing high school she started taking technical courses until she was able to work at SENA (National Learning Service), where she perfected her art and learned about design and patterns as her main base. Afterwards she moved into women's garments, when she started to work in the town of Barranquilla and afterwards started her business of selling her own designs, sharing the workshop with her mother. Her main customers are the owners of department stores to whom she makes clothing for women, dresses and children's clothing, with the most delicate knittings that according to her only her mother knows how to do. Their shop consists of 4 machines and in the high season her sister and other employees work for her and she pays for their work.

Maribel is a very organized and responsible person that managed to build her business with the guidance of the Mario Santo Domingo Foundation in conjunction with the Barranquilla chamber of commerce. She is always open to learning, and this is why she participates in the management training of this same organization, through which she has received six loans that have allowed her to increase her profits and generate jobs for her own family. She also managed to improve her quality of life and establish a credit history. With this credit she will buy cloth and raw material necessary to make elegant, feminine dresses for women and girls; as the holiday season is approaching she must prepare for this commercial event. Maribel dreams of moving, because she is close to the ocean and the land gets really muddy; whenever there is torrential rain there is no way to use the roads. Her biggest challenge is the humidity of the area, which forces her to give constant preventive maintenance to her machinery. To fulfill her dream of moving, she works persistently.
View original language description ↓
Maribel Santamaría es una confeccionista que inició su negocio impulsada por el ejemplo que le dio su madre como su maestra inicial y su misma naturaleza que gradualmente la impulsaba a trabajar como confeccionista ; fue así como sin haber terminado el bachillerato, se dedicó a realizar cursos técnicos hasta llegar a estudiar en el SENA ( Servició nacional de Aprendizaje), donde perfeccionó su arte aprendiendo diseño y patronaje como su base principal y luego se direccionó hacia la línea de confección femenina, cuando empezó a trabajar en la zona franca de Barranquilla y posteriormente emprendió su negocio de vender sus propios diseños, compartiendo el taller con su madre. Sus principales clientes son propietarios de almacenes a quienes les confecciona ropa para damas, vestidos y conjuntos infantiles, con los más delicados bordados que, según ella, solo su madre sabe hacer. Su infraestructura consta de 4 maquinarias y en las temporadas altas trabaja su hermana y empleadas a quienes les paga por producción.
Maribel es una persona organizada y muy responsable que logró formalizar su negocio, mediante la asesoria de la Fundación Mario Santo Domingo en convenio con la Cámara de Comercio de Barranquilla y está siempre abierta al aprendizaje, por eso participa en los proceso de capacitación administrativa de esta misma organización, a través de la cual ha recibido seis financiamientos que le han permitido aumentar sus utilidades y generar empleo en su propia familia, también ha logrado mejorar su calidad de vida y establecer su historial crediticio. Con su credickiva comprará tela e insumos, especial para producir vestidos femeninos para damas e infantil bien elegantes, pues se avecinan las fiestas de fin de año y debe prepararse para este acontecimiento comercial.
Maribel sueña con trasladarse de barrio, pues como queda cerca al mar los terrenos se tornan muy húmedos y cuando llueven torrenciales aguaceros, se imposibilita el paso.
Su mayor desafío es la humedad del sector, que hace que constantemente deba realizar mantenimiento preventivo a su maquinaria, por eso para cumplir su sueño, de cambiar de vivienda, trabaja persistentemente .

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 480
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,804.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Maribel buy cloth and raw material necessary to make elegant, feminine dresses for women and girls.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 30, 2010
Listed
Oct 4, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2012